A DEEPER UNDERSTANDING

Owners

Goods & Services

Financial services, namely, providing financial analysis, financial consultation, financial planning, financial management, commercial and consumer lending; cash management; private banking services, featuring savings accounts, and money-market accounts; retail banking services, namely, consumer and small business banking services; corporate trust services, namely, corporate financing, municipal financing and debt financing services, namely, escrow agent services, paying agent services and agency services in the nature of real estate agency services, capital investment services, and financial advising in the field of mergers and acquisitions for financial collateral, namely, securities, mutual fund, monies, property, both real and personal, and financial asset custody services, namely, maintaining possession of financial assets for others for financial management purposes; mortgage and asset securitizations and trustee services, namely, acting in a fiduciary capacity on behalf of bondholders with respect to authentication and delivery of bonds and periodic reviews of indenture covenants to confirm compliance therewith; insurance services, namely, consultation, brokerage and administration services; investment services, namely, providing investment analysis, consultation, planning, management, advisory, brokerage, banking, financial portfolio management, certificates of deposit, financial asset management, private banking, trust and estate management and financial research services with respect to securities, commodities, real estate and other instruments of investment; securities trade execution and brokerage services; mutual fund administration services; financial and investment consulting, management and advisory services, providing financial information on investment and securities performance, investment and securities brokerage services; providing banking, financial, investment and insurance consultation and information via computer networks and telecommunication networks for the electronic, telephonic and telefacsimile transmission of audio and data; and providing interactive banking, financial, investment and insurance consultation and information via computer networks, internal computer information networks and telecommunication networks for the electronic, telephonic and telefacsimile transmission of audio and data