Software as a Service (SAAS) and platform as a service (PAAS) featuring payment processing application programming interfaces for use in e-commerce, m-commerce and mobile point-of-sale transactions, namely, applications for processing secure payments via the internet, applications for electronic bill payments, and virtual point of sale terminals; Software as a service (SAAS) services, namely, hosting software for use by others for bank and credit account verification for information security purposes; Electronic signature verification services using technology to authenticate user identity for information security purposes

'account':71 'applic':15,35,43 'authent':84 'bank':68 'bill':46 'commerc':23,26 'credit':70 'e':22 'e-commerc':21 'electron':45,77 'featur':12 'host':61 'ident':86 'inform':74,88 'interfac':17 'internet':42 'm':25 'm-commerc':24 'mobil':28 'name':34,60 'other':66 'paa':11 'payment':13,39,47 'platform':7 'point':30,50 'point-of-sal':29 'process':14,37 'program':16 'purpos':76,90 'saa':5,58 'sale':32,52 'secur':38,75,89 'servic':4,10,57,59,80 'signatur':78 'softwar':1,54,62 'technolog':82 'termin':53 'transact':33 'use':19,64,81 'user':85 'verif':72,79 'via':40 'virtual':49

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