debt management and credit counseling services, namely to provide help,guidance,counsel,and assist individuals in the areas of debt,credit,financial budgeting,money management, financial crisis, financial planning, handling finances, debt consolidation, debt reduction, financial recovery,financial management, credit management,debt handling, and individual and family finances.

'area':18 'assist':14 'budget':23 'consolid':33 'counsel':5,12 'credit':4,21,40 'crisi':27 'debt':1,20,32,34,42 'famili':47 'financ':31,48 'financi':22,26,28,36,38 'guidanc':11 'handl':30,43 'help':10 'individu':15,45 'manag':2,25,39,41 'money':24 'name':7 'plan':29 'provid':9 'recoveri':37 'reduct':35 'servic':6

AMERICAN DEBT CONSOLIDATION

Owner

Goods & Services