Telematic monitoring services, namely, providing information concerning safety risks relative to the driving behavior of individuals to improve risk differentiation, improve driver behavior, and assist with insurance premium rate computing

'assist':25 'behavior':14,23 'comput':30 'concern':7 'differenti':20 'drive':13 'driver':22 'improv':18,21 'individu':16 'inform':6 'insur':27 'monitor':2 'name':4 'premium':28 'provid':5 'rate':29 'relat':10 'risk':9,19 'safeti':8 'servic':3 'telemat':1

Insurance risk assessment and predictive modeling services utilizing telematics to improve risk differentiation, change driver behavior, and assist with premium rate computing

'assess':3 'assist':18 'behavior':16 'chang':14 'comput':22 'differenti':13 'driver':15 'improv':11 'insur':1 'model':6 'predict':5 'premium':20 'rate':21 'risk':2,12 'servic':7 'telemat':9 'util':8

Collecting data about the driving behavior of individuals for the purpose of adjusting automobile insurance premiums

'adjust':13 'automobil':14 'behavior':6 'collect':1 'data':2 'drive':5 'individu':8 'insur':15 'premium':16 'purpos':11

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