ARO

Owners

Goods & Services

Educational services, namely, providing on-line live and recorded seminars and workshops, live and recorded tutorials, electronic training materials and tools, and social networking opportunities in the field of financial services, financial education, and financial literacy; Educational services, namely, providing electronic and physical materials containing curriculum and advice on financial decision making and planning, online and in-person seminars and workshops, books, video tutorials, and social networking opportunities in the fields of financial services, financial education and financial literacy

Charitable fundraising services; Debit card transaction processing services provided via a mobile application or website; Financial analysis and consultation; Financial analysis, namely, compiling and analyzing statistics, data and other sources of information for financial purposes; Financial information and advisory services; Financial management; Financial planning consultation; Financial advisory and consultancy services, namely, the creation of personalized strategies to achieve financial independence; Home banking; Investment services, namely, asset acquisition, consultation, development and management services; Issuing prepaid debit cards; Issuing of debit cards; Payment processing services, namely, credit card and debit card transaction processing services; Providing an internet website portal in the field of financial transaction and payment processing services; Savings account services; Electronic banking via a global computer network; Financial services, namely, investment advice, investment management, investment consultation and investment of funds for others, including private and public equity and debt investment services; Providing financial consultation services to children and parents

Providing temporary use of on-line non-downloadable software and applications for calculating and processing monetary transactions, creating budgets, allocating monetary transactions into budget categories, and monitoring balances and transactions on a connected prepaid or debit card

Downloadable computer application software for mobile phones, namely, software for calculating and processing monetary transactions, creating budgets, allocating monetary transactions into budget categories, and monitoring balances and transactions on a connected prepaid or debit card; Downloadable mobile applications for calculating and processing monetary transactions, creating budgets, allocating monetary transactions into budget categories, and monitoring balances and transactions on a connected prepaid or debit card; Downloadable software in the nature of a mobile application for calculating and processing monetary transactions, creating budgets, allocating monetary transactions into budget categories, and monitoring balances and transactions on a connected prepaid or debit card