Software as a service (SAAS) services featuring software for identity verification, namely, for transmitting encrypted identity confirmations between financial institutions, employers, insurers, telecommunications providers, healthcare providers and other institutions that already know a person or the sponsor of an AI software agent, without the service provider reading the confirmation contents and without maintaining a central identity database; providing online non-downloadable software for routing institutional identity confirmations; identity verification services in the nature of authentication of personal identity and of the sponsor of an AI software agent via institutional confirmation.

'agent':42,88 'ai':40,86 'alreadi':31 'authent':76 'central':55 'confirm':17,49,68,91 'content':50 'databas':57 'download':62 'employ':21 'encrypt':15 'featur':7 'financi':19 'healthcar':25 'ident':10,16,56,67,69,79 'institut':20,29,66,90 'insur':22 'know':32 'maintain':53 'name':12 'natur':74 'non':61 'non-download':60 'onlin':59 'person':34,78 'provid':24,26,46,58 'read':47 'rout':65 'saa':5 'servic':4,6,45,71 'softwar':1,8,41,63,87 'sponsor':37,83 'telecommun':23 'transmit':14 'verif':11,70 'via':89 'without':43,52

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