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COMPUTER SOFTWARE FOR A COMPREHENSIVE CLAIMS AND FINANCIAL REPORTING SYSTEM, NAMELY, SOFTWARE USED TO COMPARE HEALTH INSURANCE CLAIMS BY SPLITTING THE AMOUNT OF DOLLARS SPENT BETWEEN CATEGORIES OF INSURANCE CARRIERS IN ORDER TO DETERMINE ESTIMATIONS OF UNDERFUNDING OR OVERFUNDING, FOR ESTIMATING MONEY OWED TO CARRIER OR PREMIUM DOLLARS THAT MAY BE RETURNED BASED ON PREMIUMS PAID, FOR TRACKING DEDUCTIBLES, COINSURANCE AMOUNTS AND COORDINATION OF BENEFITS, AND USED FOR [AND] *AN* EMPLOYEE TRACKING AND REPORTING SYSTEM, NAMELY, USED FOR TRACKING INDIVIDUALS EMPLOYEE HEALTH CARE CHOICES AND ENROLLMENT ELIGIBILITY, CALCULATING PAYROLL DEDUCTIONS, AND PRODUCING TERMINATION, CONFIRMATION AND BILLING REPORTS FOR CARRIERS AND EMPLOYERS