AUROS IN HOUSE BANK

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COMPUTER SOFTWARE EITHER DEPLOYED FROM THE INTERNET OR IN THE FORM OF DISKETTES, CD-ROMS AND DVD'S USED TO CONNECT A CORPORATION OR OTHER LEGAL ENTITY WITH ITS AFFILIATES OR OTHER RELATED ENTITIES, AND WITH THE BANKS USED BY THE CORPORATION AND ITS AFFILIATES OR OTHER RELATED ENTITIES FOR THE PURPOSE OF TRACKING, AGGREGATING, PROCESSING AND RECONCILING FINANCIAL INFORMATION IN REAL TIME IN A LOCATION INDEPENDENT MANNER ACROSS ALL CONNECTED BANKS IN RESPECT OF EACH OF THE RELATED ENTITIES, AND FOR THE PURPOSE OF FACILITATING BOTH INTERCOMPANY LENDING AND BANK LENDING