B

Owners

Goods & Services

Full service credit union services and credit union services provided via the Internet, namely, provision of savings accounts services, checking accounts services, and IRA services being savings accounts services; Issuing of ATM cards; bill payment services; credit union services in the field of overdraft protection, namely, providing checking account services; Lending services, namely, financing commercial loans, home equity loans and home equity lines of credit, automobile loans, personal loans, student loans, and construction loans; consumer mortgage lending services; reverse mortgage lending services; Financial planning services; issuing of credit cards through a third party provider; debit card transaction processing services; Insurance services, namely, insurance consulting in the fields of credit life insurance, credit disability insurance, accidental death and dismemberment insurance, guaranteed auto protection insurance, automobile, motor vehicle, and recreational vehicle insurance, jewelry and valuables insurance, homeowners and title insurance, personal umbrella insurance, life insurance, renters insurance, long-term care insurance, disability insurance, New York State Medigap insurance, commercial business insurance, flood insurance; brokerage of insurance; issuance and administration of annuities; automobile lease financing services; charitable fundraising services, namely raising and distributing financial grants for charitable and philanthropic purposes

Promoting the sale of goods and services of others by providing incentive programs that rewards credit card use with purchase points

Educational services, namely, providing non-downloadable financial education webinars; educational services, namely, conducting a series of classes in the field of finance; Providing online learning programs of instruction regarding financial well-being, and financial education seminars