BANCREDITO, S.A.

Owners

Goods & Services

BANKING SERVICES, NAMELY, MULTI SERVICE BANK OPERATIONS IN THE NATURE OF RECEIVING DEPOSITS AT SIGHT, RECEIVING DEPOSITS FOR SAVINGS AND PERIODS, RECEIVING FUNDS FROM THE EMISSION OF CERTIFICATES OF VALUE, RECEIVING FUNDS FROM ANY OTHER TYPE OF INSTRUMENT APPROVED BY THE MONETARY COUNCIL, ACCEPTING COMMERCIAL MONEY ORDERS AGAINST THE EMISSION BANK, ISSUING DISCOUNT MONEY ORDERS, BILL PAYMENT SERVICES, LOAN SERVICES IN THE FIELD OF PROMISSORY NOTES, RECEIVING CREDITS AND CONTRACT OBLIGATIONS WITH THE CENTRAL BANK, AS WELL AS WITH OTHER BANKS AND FINANCIAL INSTITUTIONS IN OR OUTSIDE THE COUNTRY, RECEIVING DEPOSITS IN FREELY CONVERTIBLE FOREIGN CURRENCY, LOAN FINANCING WITH CURRENCY TO COVER THE IMPORT OR EXPORT OF GOODS AND SERVICES, LOAN FINANCING DESTINED TO OTHER SECTORS OF THE ECONOMY, MAINTAINING ACTIVE AND PASSIVE POSITIONS IN FREELY EXCHANGEABLE FOREIGN CURRENCIES, AND EXECUTING SALES OPERATIONS OF FOREIGN CURRENCIES, MONEY ORDER SERVICES, FINANCIAL GUARANTEE SERVICES, NAMELY, ASSUMING PECUNIARY OBLIGATIONS, ISSUING GUARANTEES, TO ASSURE THE EXECUTION OF A CERTAIN OBLIGATION IN FAVOR OF THIRD PARTIES, EXECUTE COLLECTIONS, ELECTRONIC FUNDS TRANSFERS, CREDIT CARD SERVICES, DEBIT CARD SERVICES OR CHARGE CARD SERVICES, RECEIVING VALUES AND OTHER EFFECTS IN CUSTODY, AND RENTING SAFE DEPOSIT BOXES, LOAN FINANCING SERVICES IN THE NATURE OF ISSUING CREDIT LINES AND LOANS TO ALL PERSONS; BROKERAGE IN THE FIELDS OF COMMERCIAL INSTRUMENTS AND TREASURY BONDS; COLLECTION AGENCY SERVICES NAMELY, ACTING AS REPRESENTATIVE TO ALL CREDIT HOLDERS AND AS BROKERS WITHOUT TAKING POSSESSION OF THE VALUES