services of a debt and credit counseling organization, namely, to develop, teach, counsel, guide, assist, and disseminate material relating to credit, debt, handling finances, budgeting, financial planning, financial recovery, financial crisis, debt handling, and individual and family finances

'assist':15 'budget':25 'counsel':7,13 'credit':6,21 'crisi':31 'debt':4,22,32 'develop':11 'dissemin':17 'famili':37 'financ':24,38 'financi':26,28,30 'guid':14 'handl':23,33 'individu':35 'materi':18 'name':9 'organ':8 'plan':27 'recoveri':29 'relat':19 'servic':1 'teach':12

BILLMASTERS

Owner

Goods & Services