Computer software and specifications provided to banking establishments and related financial institutions, consumers, and corporate institutions for communicating payment instructions and other financial information regarding payment, transfers, and funds access via a computer network, and user manuals sold as unit therewith

'access':30 'bank':7 'communic':18 'comput':1,33 'consum':13 'corpor':15 'establish':8 'financi':11,23 'fund':29 'inform':24 'institut':12,16 'instruct':20 'manual':37 'network':34 'payment':19,26 'provid':5 'regard':25 'relat':10 'softwar':2 'sold':38 'specif':4 'therewith':41 'transfer':27 'unit':40 'user':36 'via':31

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