Providing a web site featuring temporary use of non-downloadable money transfer software for enabling users to send and receive monetary gifts electronically as gift cards or formatted as personalized digital greeting cards and digital stationery; providing temporary use of online, non-downloadable software for enabling processing of electronic funds transfers and payments made via ACH (automated clearing house), credit card, debit card and mobile and electronic online payments

'ach':58 'autom':59 'card':27,34,63,65 'clear':60 'credit':62 'debit':64 'digit':32,36 'download':11,45 'electron':24,51,69 'enabl':16,48 'featur':5 'format':29 'fund':52 'gift':23,26 'greet':33 'hous':61 'made':56 'mobil':67 'monetari':22 'money':12 'non':10,44 'non-download':9,43 'onlin':42,70 'payment':55,71 'person':31 'process':49 'provid':1,38 'receiv':21 'send':19 'site':4 'softwar':14,46 'stationeri':37 'temporari':6,39 'transfer':13,53 'use':7,40 'user':17 'via':57 'web':3

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