computer programs for use in use in financial applications, namely, managing, planning, organizing, and structuring personal finances, asset allocation, cash management, electronic commerce and bill presentment; for use in connecting to a global network; and for use in the personalization of services, namely, banking, insurance, brokerage, customer support and advertising

'advertis':50 'alloc':19 'applic':9 'asset':18 'bank':44 'bill':25 'brokerag':46 'cash':20 'commerc':23 'comput':1 'connect':30 'custom':47 'electron':22 'financ':17 'financi':8 'global':33 'insur':45 'manag':11,21 'name':10,43 'network':34 'organ':13 'person':16,40 'plan':12 'present':26 'program':2 'servic':42 'structur':15 'support':48 'use':4,6,28,37

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