financial services, namely, debit card, stored value card and prepaid card services; electronic funds transfer services; electronic payment services; electronic transaction authorization and settlement services; virtual currency for use by cardholder members at merchant member locations

'author':22 'card':5,8,11 'cardhold':31 'currenc':27 'debit':4 'electron':13,17,20 'financi':1 'fund':14 'locat':36 'member':32,35 'merchant':34 'name':3 'payment':18 'prepaid':10 'servic':2,12,16,19,25 'settlement':24 'store':6 'transact':21 'transfer':15 'use':29 'valu':7 'virtual':26

magnetically encoded cards, namely, debit cards, prepaid cards, stored value cards, gift cards, rewards cards, loyalty cards and incentive cards

'card':3,6,8,11,13,15,17,20 'debit':5 'encod':2 'gift':12 'incent':19 'loyalti':16 'magnet':1 'name':4 'prepaid':7 'reward':14 'store':9 'valu':10

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