Computer software used in the calculation and estimation of employee and personnel salaries, billing and pay rates, benefits and withholdings, employee overhead costs, and profit margins and spreads, and instruction manuals sold together as a unit

'benefit':18 'bill':14 'calcul':6 'comput':1 'cost':23 'employe':10,21 'estim':8 'instruct':30 'manual':31 'margin':26 'overhead':22 'pay':16 'personnel':12 'profit':25 'rate':17 'salari':13 'softwar':2 'sold':32 'spread':28 'togeth':33 'unit':36 'use':3 'withhold':20

CALCUDIVA

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