computer software to provide a computer-generated, graphical depiction with color charts, graphs, and sliding scales of key audit risks by cycle, activity and process and computer software incorporating financial analytics and internal control analysis for generating risk-based audit programs and audit scope decisions, all for use only by depository institutions - namely, banks, savings and loans, and credit unions

'activ':24 'analysi':36 'analyt':32 'audit':20,42,45 'bank':56 'base':41 'chart':13 'color':12 'comput':1,7,28 'computer-gener':6 'control':35 'credit':61 'cycl':23 'decis':47 'depict':10 'depositori':53 'financi':31 'generat':8,38 'graph':14 'graphic':9 'incorpor':30 'institut':54 'intern':34 'key':19 'loan':59 'name':55 'process':26 'program':43 'provid':4 'risk':21,40 'risk-bas':39 'save':57 'scale':17 'scope':46 'slide':16 'softwar':2,29 'union':62 'use':50

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