CARAT

Owners

Goods & Services

Financial and banking services, namely, bill payment services using credit cards, debit cards, gift cards, ewallets, and mobile apps as payment acceptance methods; financial services, namely, banking transactions and payments, electronic funds transfer, electronic payment processing services involving electronic processing and subsequent transmission of bill payment data, electronic commerce credit card, debit card, gift card, ewallet, and/or mobile app payment processing services, merchant payment transaction processing services, payment acceptance transactions using credit cards, debit cards, gift cards, e-wallets and mobile apps; electronic payment services, namely, electronic processing and subsequent transmission of bill payment data; electronic payment transaction processing services accessible by means of downloadable mobile applications; credit card, debit card, gift card, ewallet, and/or mobile app authorization optimization services; financial services, namely, disbursements processing, and financial data analytics

SaaS services, namely, payment gateway software for linking e-commerce websites to card processing networks; security and fraud detection, namely, data security services, services for protecting data confidentiality, services for protecting data integrity, services for identity protection, services to verify financial transactions, fraud mitigation services, fraud detection services, and electronic monitoring and verification of payment activity and financial transactions to detect fraud via the Internet