Downloadable software in the nature of a mobile application for members of an on-line community to deposit crypto holdings, earn interest on such holdings, in cash or other forms of digital currency, borrow government-backed currency such as U.S. Dollars and Euros, borrow digital currency against collateral or other assets held, loan digital currency through a peer-to-peer network, and facilitate use of crypto holdings in order to provide opportunities to hedge and create short positions in the marketplace

'applic':9 'asset':53 'back':38 'borrow':35,46 'cash':28 'collater':50 'communiti':17 'creat':79 'crypto':20,69 'currenc':34,39,48,57 'deposit':19 'digit':33,47,56 'dollar':43 'download':1 'earn':22 'euro':45 'facilit':66 'form':31 'govern':37 'government-back':36 'hedg':77 'held':54 'hold':21,26,70 'interest':23 'line':16 'loan':55 'marketplac':84 'member':11 'mobil':8 'natur':5 'network':64 'on-lin':14 'opportun':75 'order':72 'peer':61,63 'peer-to-p':60 'posit':81 'provid':74 'short':80 'softwar':2 'u.s':42 'use':67

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