Downloadable software in the nature of a mobile application for use by individual consumers in managing their own personal finances, namely, cash-flow projections, account-balance monitoring, transaction reconciliation, overdraft-risk alerts, and low-balance alerts, in the field of personal finance.

'account':27 'account-bal':26 'alert':35,40 'applic':9 'balanc':28,39 'cash':23 'cash-flow':22 'consum':14 'download':1 'field':43 'financ':20,46 'flow':24 'individu':13 'low':38 'low-bal':37 'manag':16 'mobil':8 'monitor':29 'name':21 'natur':5 'overdraft':33 'overdraft-risk':32 'person':19,45 'project':25 'reconcili':31 'risk':34 'softwar':2 'transact':30 'use':11

Software as a service (SAAS) services featuring software for use by individual consumers in managing their own personal finances, namely, cash-flow projections, account-balance monitoring, transaction reconciliation, overdraft-risk alerts, and low-balance alerts, in the field of personal finance.

'account':26 'account-bal':25 'alert':34,39 'balanc':27,38 'cash':22 'cash-flow':21 'consum':13 'featur':7 'field':42 'financ':19,45 'flow':23 'individu':12 'low':37 'low-bal':36 'manag':15 'monitor':28 'name':20 'overdraft':32 'overdraft-risk':31 'person':18,44 'project':24 'reconcili':30 'risk':33 'saa':5 'servic':4,6 'softwar':1,8 'transact':29 'use':10

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