CLEAR.INNOVATION

Owners

Goods & Services

advisory and consultancy services, all relating to electronic data interchange and electronic data transmission systems for the purposes of electronic funds transfer from points of sale; Electronic data transmission, namely, receipt and delivery of messages, documents and data by electronic transmission; Electronic data transmission, namely, receipt and delivery of messages, documents and data via the Internet; Information transmission via electronic communication network links; Telecommunication access services, namely, providing access to computer servers, databases and networks; Transmission of information by electronic communications networks, namely, location-based and personal transmission of information; Electronic data transmission, namely, providing and supplying location-specific data transmission via the Internet; information, advisory and consultancy services related to all the aforesaid services

Providing temporary use of on-line non-downloadable software for processing electronic payments; providing temporary use of on-line non-downloadable authentication software for controlling access to and communications with computers and computer networks; Updating of computer software, namely, updating software of electronic data capture and transmission systems for the purposes of electronic funds transfer; Electronic monitoring of electronic data capture and transmission systems for the purposes of electronic funds transfer using computers; design and development of computer hardware and software; computer software programming services; application service provider (ASP) services featuring software for mobile phones and wireless handheld computer applications for use in enabling users to make electronic payments and to receive, redeem, and manage electronic receipts and electronic coupons; Data encryption services; User authentication services using technology for e-commerce transactions, namely, electronic signature verification and authorisation services; Electronic signature verification services using technology to authenticate user identity, namely, digital signature verification and authorisation services; information, advisory and consultancy services related to all the aforesaid services

Advertising and promotional services; Compilation of business data relating to goods for purchase; business information, advisory and consultancy services relating to data processing; business information, advisory and consultancy services related to all the aforesaid services

Banking services; online banking services; Processing electronic payments made through credit card, debit card, store card, bank card, charge card; credit card authorization services; Gift card transaction processing services; electronic funds transfer and payment verification services; Payment processing services, namely, transaction processing of transactions made by credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, credit and cash payment cards and microchip credit cards and debit cards containing account details; Electronic funds transfer, namely, card to card transfer and mobile banking and payments; Payment processing services, namely, credit card and debit card transactions processing by telecommunication link; issuing prepaid vouchers of value exchangeable for goods or services; Loyalty coupon payment processing services; currency exchange services; Processing of electronic wallet payment services; Financial services, namely, funding online cash accounts from prepaid cash cards, bank accounts and credit card accounts featuring the provision of online electronic money accounts and services for consumers and online merchants whereby consumers fund their electronic wallet accounts and consumers and online merchants send and receive payments and remittances over the Internet; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Bill payment services, namely, mail payment services; Bill payment services, namely, telephone payment services; Maintaining escrow accounts for sales transactions and mortgages; Bill payment services, namely, recurring payment services; merchant account services, namely, payment transaction processing services; financial advisory services; monetary affairs, namely, financial information, management and analysis services; Financial transaction services, namely, providing secure commercial transactions and payment options featuring secure handling of online financial transaction data; Electronic transfer of money, namely, services for secure transfer of money between banks, their customers and merchant accounts; financial services being financial analysis and consultation; Financial information, namely, financial exchange of data between financial institutions and their customers; Financial data analysis, namely, financial services relating to analysis of payment transaction data; Currency exchange services, namely, monetary affairs services being cross border multi-currency exchange services; Financial information, advisory and consultancy services related to all the aforesaid services

Downloadable computer software for the provision of banking services; Downloadable computer application software for the provision of banking services; Magnetically encoded blank bank cards for carrying data; Multifunction cards for financial services being magnetic coded cards for use in financial transactions; Magnetically encoded charge cards, magnetically encoded cash cards, magnetically encoded bank cards, magnetically encoded cheque cards, magnetically encoded credit cards, magnetically encoded debit cards; magnetically encoded credit cards; Downloadable computer application software for mobile devices and mobile phones, namely, software for consumers to access, monitor and manage their loyalty program profile and funds in associated stored value accounts, pay for purchases via mobile pay functionality, access menu data and store location information; Downloadable computer software that allows merchants to accept payment for goods and services by check, credit, debit and stored value card over a global computer network; computer hardware and downloadable computer software for facilitating payment transactions by electronic means; downloadable computer software for enabling secure protected online payments; downloadable computer software enabling payment over the internet and global communications networks