COMMUNITY TRUST ADVANTAGE

Owners

Goods & Services

Checking account services; Fraud resolution and customer assistance, namely, financial consultation concerning restoring credit damaged by identity theft and affecting credit, bank accounts and credit cards; Providing credit reporting data maintained by others; fraud resolution assistance, namely, providing advice and consultation in the field of restoring credit damaged by identity theft; providing identity theft insurance underwritten by others; provision of buyer protection insurance for purchases made through checking account; provision of buyer protection insurance for damage or theft to cellular telephone for cellular telephone bills paid through checking account; insurance services, namely, accidental death and dismemberment compensation program

Electronic monitoring of credit card activity to detect fraud via the internet; providing alerts to individuals when changes in their credit reports and credit scores occur for fraud detection and prevention purposes

Monitoring consumer credit reports and providing an alert as to any changes therein for business purposes