CONSOLIDATED CREDIT

Owners

Goods & Services

Housing counseling services, namely, homebuyer education in the nature of classes, workshops, seminars, training, and interactive online courses and materials for use with the foregoing including videos, printed materials, pamphlets, books, booklets, newsletters, and websites, all of the foregoing related to finding a home to purchase and making a purchase offer for a home

Providing financial information to others, namely, information concerning how to budget, save, and plan for college, having children, marriage, divorce, disasters, medical emergencies, aging parents, retirement, and other life events; providing financial retirement planning information to others; providing financial saving and investing advice to others; providing financial information for service members in the military, namely, advice and strategies for financial savings before, during, and after deployment and information concerning affordable housing options; providing financial information for veterans, namely, information and advice concerning finding benefits available to veterans, tax advice, and college programs for veterans; housing counseling services, namely, providing information relating to how to budget, save, and plan for home ownership and real property acquisition