debt, credit and budget counseling services, namely, providing guidance to individuals in the areas of financial planning, financial budgeting, financial recovery, debt management, bankruptcy, home ownership, and home retention; debt repayment planning and scheduling; debt management services

'area':14 'bankruptci':24 'budget':4,19 'counsel':5 'credit':2 'debt':1,22,30,35 'financi':16,18,20 'guidanc':9 'home':25,28 'individu':11 'manag':23,36 'name':7 'ownership':26 'plan':17,32 'provid':8 'recoveri':21 'repay':31 'retent':29 'schedul':34 'servic':6,37

providing a financial index in the nature of quantitative measurements for analyzing and reporting consumer financial health and consumer financial distress levels

'analyz':12 'consum':15,19 'distress':21 'financi':3,16,20 'health':17 'index':4 'level':22 'measur':10 'natur':7 'provid':1 'quantit':9 'report':14

educational services, namely, conducting seminars, workshops, and individual instruction in the field of credit, debt and money management, financial literacy, bankruptcy, home ownership and home retention

'bankruptci':21 'conduct':4 'credit':14 'debt':15 'educ':1 'field':12 'financi':19 'home':22,25 'individu':8 'instruct':9 'literaci':20 'manag':18 'money':17 'name':3 'ownership':23 'retent':26 'seminar':5 'servic':2 'workshop':6

CONSUMER DISTRESS INDEX

Owner

Goods & Services