Portable devices capable of communication with a mobile radio network for identifying individuals, for ensuring data security in online transactions

'capabl':3 'communic':5 'data':16 'devic':2 'ensur':15 'identifi':12 'individu':13 'mobil':8 'network':10 'onlin':19 'portabl':1 'radio':9 'secur':17 'transact':20

Financial affairs and monetary affairs, namely, financial information, management and analysis services; and clearing and reconciling financial transactions on-line

'affair':2,5 'analysi':11 'clear':14 'financi':1,7,17 'inform':8 'line':21 'manag':9 'monetari':4 'name':6 'on-lin':19 'reconcil':16 'servic':12 'transact':18

Providing access to communications directories of mobile radio providers to ensure data security in online transactions

'access':2 'communic':4 'data':12 'directori':5 'ensur':11 'mobil':7 'onlin':15 'provid':1,9 'radio':8 'secur':13 'transact':16

COSMOKEY

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