Software as a service (SAAS) services featuring software for use in credit underwriting in the equipment finance industry, namely, collecting and organizing applicant documents and data, normalizing financial statements, calculating overall risk, aggregating multiple data sources, detecting policy exceptions and risk indicators, generating credit summaries and credit memos, managing underwriting workflows and checklists, and maintaining an auditable review history.

'aggreg':33 'applic':23 'audit':57 'calcul':30 'checklist':53 'collect':20 'credit':12,44,47 'data':26,35 'detect':37 'document':24 'equip':16 'except':39 'featur':7 'financ':17 'financi':28 'generat':43 'histori':59 'indic':42 'industri':18 'maintain':55 'manag':49 'memo':48 'multipl':34 'name':19 'normal':27 'organ':22 'overal':31 'polici':38 'review':58 'risk':32,41 'saa':5 'servic':4,6 'softwar':1,8 'sourc':36 'statement':29 'summari':45 'underwrit':13,50 'use':10 'workflow':51

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