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COMPUTER SOFTWARE, NAMELY, ELECTRONIC FINANCIAL PLATFORM THAT ACCOMMODATES MULTIPLE TYPES OF PAYMENT AND DEBT TRANSACTIONS IN AN INTEGRATED MOBILE PHONE, PDA AND WEB-BASED ENVIRONMENTS FOR USE CONVERTING CURRENCY INTO STORED VALUE ACCOUNTS AND FOR CONDUCTING, PROCESSING AND AUTHENTICATING ELECTRONIC FINANCIAL TRANSACTIONS; DOWNLOADABLE SOFTWARE FOR USE IN COLLECTING, TRANSFERRING, RECEIVING, TRACKING, STORING AND TRANSFERRING OPEN SOURCE PEER-TO-PEER CURRENCY; COMPUTER SOFTWARE, NAMELY, ELECTRONIC FINANCIAL PLATFORM THAT ACCOMMODATES MULTIPLE TYPES OF PAYMENT AND DEBT TRANSACTIONS; COMPUTER SOFTWARE APPLICATION FOR USE IN MAKING ONLINE PAYMENTS VIA MOBILE PHONES, SMART PHONES, TABLET COMPUTERS, PERSONAL DIGITAL ASSISTANTS (PDAS) AND COMPUTERS; COMPUTER SOFTWARE FOR PROCESSING ELECTRONIC PAYMENTS AND TRANSFERRING FUNDS TO AND FROM OTHERS; DOWNLOADABLE SOFTWARE FOR OPTIMIZATION OF NETWORK CONNECTIVITY, DATA MANAGEMENT, SECURITY, GRAPHICAL INTERFACES, AND IDENTITY MANAGEMENT IN THE FIELD OF BLOCKCHAIN TECHNOLOGY SOLUTIONS FOR FINANCIAL INSTITUTIONS; COMPUTER SOFTWARE, NAMELY, OPEN SOURCE OPERATING SOFTWARE FOR THE USE OF A CRYPTO-CURRENCY ON A GLOBAL COMPUTER NETWORK; SOFTWARE TO FACILITATE THE USE OF A BLOCKCHAIN OR DISTRIBUTED LEDGER TO EXECUTE AND RECORD FINANCIAL TRANSACTIONS, INCLUDING TRADES, IN CONNECTION WITH THE USE OF A CRYPTO-CURRENCY; DOWNLOADABLE COMPUTER SOFTWARE, NAMELY, OPERATING SYSTEM SECURITY UPDATE SOFTWARE, OPERATING SYSTEM UPGRADE SOFTWARE, AND OPERATING SYSTEM MONITORING SOFTWARE; COMPUTER SOFTWARE FOR BETTER OPTIMIZATION OF THE DISTRIBUTED LEDGER MANAGEMENT BY USING MULTI-CHAINS AND PARTITIONED CHAINS; COMPUTER PERIPHERAL DEVICES; COMPUTER OPERATING PROGRAMS, RECORDED; COMPUTER APPLICATION SOFTWARE FOR MOBILE PHONES; COMPUTER HARDWARE FOR TELECOMMUNICATIONS; COMPUTER SOFTWARE, RECORDED; COMPUTER SOFTWARE APPLICATIONS, DOWNLOADABLE; WIRELESS ROUTERS