DESCARTES

Owners

Goods & Services

Insurance services, namely insurance underwriting; [ insurance services, namely administration and agency services in the field of individual life insurance, group life insurance, accident and health insurance and annuities; ] Administration and agency services in the field of [ life, long term care and disability insurance,] property and casualty underwriting; insurance advice, namely insurance consultancy; Financial affairs, namely financial research, analysis and information services in the field of business risk, strategy and human capital; Reinsurance underwriting; Brokerage and consultancy services regarding reinsurance; insurance brokerage services, reinsurance underwriting, [ repatriation insurance brokerage services; ] Financial estimates and expertise in the field of insurance and reinsurance, namely financial information, management and analysis services; Provision of investment advisory services in the financial field * , namely, advising and assisting with respect to weather related or natural catastrophic covers or with respect to insurance linked securities or insurance linked financial instruments; * [ money management and investment advisory services in the financial field; advisory services relating to financial investment; advisory services relating to financial matters; capital investment advisory services; computerized financial information services ] * None of the aforementioned for use in connection with providing agent and brokerage services for bonds and insurance, in each case, specifically limited to satisfying cargo insurance or bonding standards as required by government authorities relating to customs or other formalities in relation to the discharge of the appropriate taxes and import duties for shipments in the fields of transportation, logistics, and supply chain management, in each case, inherently linked to such needs *