Downloadable and recorded computer software for processing electronic payments and for transferring funds to and from others; downloadable computer software for creating, preparing, managing, sending, processing, tracking, and reconciling invoices; downloadable computer software for issuing receipts regarding mobile payment transactions; downloadable mobile application software for processing electronic payments and for transferring funds to and from others; downloadable authentication software for controlling access to and communications with computers and computer networks; downloadable computer software for credit card and debit card payments for handheld computers, smartphones, personal computers, tablet computers, and smartwatches

'access':62 'applic':43 'authent':58 'card':76,79 'communic':65 'comput':4,19,32,67,69,72,83,86,88 'control':61 'creat':22 'credit':75 'debit':78 'download':1,18,31,41,57,71 'electron':8,47 'fund':13,52 'handheld':82 'invoic':30 'issu':35 'manag':24 'mobil':38,42 'network':70 'other':17,56 'payment':9,39,48,80 'person':85 'prepar':23 'process':7,26,46 'receipt':36 'reconcil':29 'record':3 'regard':37 'send':25 'smartphon':84 'smartwatch':90 'softwar':5,20,33,44,59,73 'tablet':87 'track':27 'transact':40 'transfer':12,51

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