DIGITAL CHECKBOOK

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SCIENTIFIC, ELECTRONIC AUTHENTICATION, NAMELY, COMPUTER SOFTWARE, COMPUTER HARDWARE, COMPUTER PERIPHERALS, AND MAGNETIC CODED CARDS AND INSTRUMENTS FOR AUTHENTICATING USERS FOR PURPOSES OF INGRESS, EGRESS, AND ACCESS TO COMPUTER SYSTEMS AND BUILDINGS; REMOTE ACCESS SERVICE SECURITY SYSTEM FOR COMPUTER NETWORKS CONSISTING OF HAND-HELD REMOTE-CONTROL DEVICE AND COUPLER; COMPUTER SECURITY DEVICE, NAMELY, NON-PREDICTABLE CODE CALCULATOR FOR ACCESSING A HOST DATA BANK COMPUTER; ELECTRONIC SIGNATURE COMPUTER WITH DATA INPUT, NAMELY, CRYPTOGRAPHIC KEY MANAGEMENT FUNCTION FOR PERSONAL TRUST; FINANCIAL DEVICE, NAMELY, SECURE SIGNATURE CREATION DEVICE FOR PURPOSES OF MANIFESTING INTENT, AUTHENTICATING USER AND SIGNING TRANSACTION, CONTRACT AND PAYMENT; DATA PROCESSORS AND COMPUTERS FOR THE TRANSMISSION OR REPRODUCTION OF SOUND OR IMAGES; APPARATUS FOR RECORDING, MEASURING, SIGNALING AND CHECKING, NAMELY, PERSONNEL CHARACTERISTICS AND BEHAVIOR