DISCOVER

Owners

Goods & Services

Promoting and marketing the goods and services of others by distributing advertising material, coupons and discount offers via text messages, email, mobile application notifications, social media; business marketing services; business to business direct marketing services; marketing consultation in the field of financial services, information services and marketing services

Financial transaction verification services, namely, credit card and debit card verification; credit card financial transaction authentication services, namely, verifying that the account holder is conducting the transaction as a feature of credit card and debit card transaction processing services; financial services, namely, issuance of credit cards and debit cards; bill payment services; payment card services, namely, credit, debit, and cash card payment processing services; consumer lending services; financing and loan services; providing student loans; providing a payment network, namely, providing electronic processing of credit card, debit card and stored value prepaid card transactions and electronic payments and electronic transfer of funds via a global computer payment network; providing a debit card payment network, namely, providing electronic processing of credit card, debit card and stored value prepaid card transactions and electronic payments and electronic transfer of funds via a global computer payment network; credit card verification services, credit card factoring services; credit card authentication services, namely, verifying that the account holder is conducting the transaction as a feature of credit card transaction processing services; atm banking services, namely, cash disbursement through use of automatic teller machines (ATM); point of sale and point of transaction services, namely, electronic cash, credit card, and debit card transactions; consumer lending services; atm banking services; charge card and credit card payment processing services; processing services; credit card authorization services; consumer clearing and reconciling financial transactions via a global computer network; electronic transfer of money; electronic transfer of funds; loyalty program payment processing services; processing of credit card payments; processing of debit card payments; financial transaction authorization services; electronic payment services involving electronic processing and subsequent transmission of bill payment data; money lending; processing of signature debit electronic transactions; conducting the transaction as a feature of credit card transaction processing services; electronic credit and debit card transaction processing services; point of sale and point of transaction services, namely, processing of point of sale and point of transaction payments by credit, debit, and stored value prepaid cards; electronic funds transfer services

Encoded electronic chip cards containing programming used for authentication in financial transactions; electronic data carriers in the form of magnetically encoded charge, credit and debit cards; magnetically encoded smart cards, namely, encoded electronic chip credit cards containing programming used to store and protect cardholder data; gift cards and stored value prepaid cards with magnetic coding or electronic coding; electronically coded cards, namely, magnetically encoded debit cards, credit cards, and stored value prepaid cards; downloadable and recorded computer software for use as a digital wallet that stores customer account information; downloadable and recorded computer software to enable smart cards, mobile phones and mobile devices to interact with terminals and card readers