PROVIDING FINANCIAL SERVICES VIA GLOBAL COMPUTER NETWORKS, COMPUTER DATABASES AND OTHER ELECTRONIC MEDIA, NAMELY, TRANSACTION AUTHORIZATION AND SETTLEMENT SERVICES, TAX PAYMENT PROCESSING, ELECTRONIC PAYMENT PROCESSING SERVICES FOR RETAIL BUSINESSES, MERCHANTS AND BANKS, BILL PAYMENT SERVICES INCLUDING PAYMENT PROCESSING, EXTENDING LINES OF CREDIT, TRACKING PAYMENTS FOR OTHERS; FINANCING AND LOAN SERVICES; NON-MONETARY CREDIT LENDING SERVICES; FINANCIAL ANALYSIS AND CONSULTATION SERVICES; BANKING SERVICES, NAMELY, ELECTRONIC ACCOUNT ACTIVITY TRACKING, CREATION AND TRADING OF FINANCIAL PRODUCTS, INSTRUMENTS AND DERIVATES; ADVERTISING AND MARKET STUDIES

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