computer software featuring collection and payment processing and transmission of collection and payment data for use in facilitating electronic commerce and user manuals sold therewith as a unit

'collect':4,11 'commerc':20 'comput':1 'data':14 'electron':19 'facilit':18 'featur':3 'manual':23 'payment':6,13 'process':7 'softwar':2 'sold':24 'therewith':25 'transmiss':9 'unit':28 'use':16 'user':22

electronic bill payment services; electronic processing and transmission of bill payment data; electronic debt recovery and collection services; electronic processing and transmission of collection data

'bill':2,10 'collect':17,24 'data':12,25 'debt':14 'electron':1,5,13,19 'payment':3,11 'process':6,20 'recoveri':15 'servic':4,18 'transmiss':8,22

ECG

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