ECHOLYTICS

Owners

Goods & Services

Business administration of consumer loyalty programs; promoting and marketing the goods and services of others by distributing advertising material, coupons and discount offers via text messages; bill presentment services

Financial transaction authentication and verification services, namely, credit card and debit card authentication and verification; electronic processing of financial lending applications via a global computer network; managing and analysis of financial accounts via a global computer network, namely, financial administration of credit and debit card accounts and financial analysis services; bill payment services; payment card services, namely, credit, debit, and cash card payment processing services; arranging of loans; consumer lending services; financing and loan services; credit risk management services; debt collection services; credit recovery and collection; debt recovery services; electronic loan origination services; electronic loan preparation services; electronic transfer of money; electronic transfer of funds; evaluation of credit bureau data; processing of contactless credit card payments; processing of credit card payments; providing electronic processing of electronic funds transfer, ACH, credit card, debit card and electronic check and electronic payments; transaction authorization and settlement services; providing personal loans and lines of credit; vehicle loans; online banking services accessible by means of downloadable mobile applications; payment and funds verification services; business credit verification services; evaluation of credit worthiness of individuals and businesses; facilitating and arranging for the financing of loans; providing on-line financial calculators