EMBARC BENEFIT PROTECTION

Owners

Goods & Services

Pharmacy benefit management services; medical benefit management services; administration of pharmacy benefit plans concerning insurance and finance; organization and administration of networks of preferred healthcare provider plans; claims administration services in the field of health insurance; insurance administration in the field of health care; medical insurance case and utilization review and insurance claims adjustment services; administration of managed health care plans; insurance services, namely, administration of healthcare benefit insurance plans; medical and pharmacy benefit management services, namely, tracking, monitoring, assessing and analyzing information and statistics regarding patient prescription drug use, medical care, and healthcare habits, to identify potential cost savings and clinical benefits; underwriting and administration of health care benefit plans

Cost management for the healthcare, clinical and prescription drug benefit plans of others; medical cost management; business services, namely, prescription drug formulary cost management services; consulting services regarding healthcare and pharmacy cost management; healthcare utilization review services; organization and administration of networks of preferred healthcare providers, namely, arranging of managed care contractual services in the fields of health and medical services; cost management for the health care benefit plans of others; health care cost management services and healthcare utilization and review services; managed care services, namely, electronic processing of health care information