software for processing electronic payments to and from users of telephones, computers and portable electronic devices; software comprising a digital or electronic wallet for storage and transmission of payment and personal information and electronic cash in an electronic device or a centralized database

'cash':35 'central':42 'compris':18 'comput':12 'databas':43 'devic':16,39 'digit':20 'electron':4,15,22,34,38 'inform':32 'payment':5,29 'person':31 'portabl':14 'process':3 'softwar':1,17 'storag':25 'telephon':11 'transmiss':27 'user':9 'wallet':23

financial clearing house services, namely, clearing and reconciling financial transactions via a computer network; providing financial data processing services, namely, credit card, debit card and prepaid transaction processing services, loan payment processing, and electronic funds transfers; processing and transmission of bills and payment thereof via a computer network

'bill':41 'card':22,24 'clear':2,6 'comput':13,47 'credit':21 'data':17 'debit':23 'electron':34 'financi':1,9,16 'fund':35 'hous':3 'loan':30 'name':5,20 'network':14,48 'payment':31,43 'prepaid':26 'process':18,28,32,37 'provid':15 'reconcil':8 'servic':4,19,29 'thereof':44 'transact':10,27 'transfer':36 'transmiss':39 'via':11,45

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Goods & Services