Downloadable software in the nature of a mobile application for processing, verifying, and authenticating mobile payments, and contactless credit and debit card transactions, gift card transactions, loyalty reward card transactions, and bill payment transactions with retailers, merchants, and vendors

'applic':9 'authent':14 'bill':32 'card':22,25,29 'contactless':18 'credit':19 'debit':21 'download':1 'gift':24 'loyalti':27 'merchant':37 'mobil':8,15 'natur':5 'payment':16,33 'process':11 'retail':36 'reward':28 'softwar':2 'transact':23,26,30,34 'vendor':39 'verifi':12

Charge card and credit payment processing services; processing of debit card and credit card payments; Gift card transaction processing services; Bill payment services; Provision of financial information; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Loyalty program payment processing services

'bill':21 'card':2,11,14,17 'charg':1 'commerci':34 'credit':4,13 'debit':10 'devic':42 'financi':26,28 'gift':16 'inform':27 'loyalti':48 'mobil':41 'name':31 'option':38 'payment':5,15,22,37,50 'point':45 'process':6,8,19,51 'program':49 'provid':32 'provis':24 'sale':47 'secur':33 'servic':7,20,23,30,52 'transact':18,29,35 'use':39

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