F.N.B. EQUIPMENT FINANCE

Owners

Goods & Services

Administration of savings accounts; administration of savings accounts, namely, of holiday and vacation club accounts; automated teller machine services; banking and financial services, namely, providing money market account service; banking services; banking services, namely, direct deposit services; banking services, namely, night deposit services; checking account services; consumer and commercial lending services; credit card services; debit card services; electronic interactive banking services; financial analysis and consultation; financial clearing house services; financial exchange services; financial forecasting services; financial guarantee and surety services; financial information provided by electronic means; financial management services; financial planning; financial portfolio management; financing services; financial services, namely, money lending; financial services, namely, providing Individual Retirement Accounts, Self Employed Qualified Retirement Plans; financial services, namely, providing remote deposit services for deposit accounts; financial services, namely, rent security account; financial valuation of personal property and real estate; home equity loans; installment loans; Internet banking services; lease-purchase financing; loan financing; money market account services; money transfer, electronic transfer of money, electronic funds transfer; night deposit services; online banking services, namely, Internet bill paying; providing financial information in the nature of rates of exchange; safe deposit box services; savings account services; telephone banking services; consumer lending services ; On-line consumer finance services, namely, consumer lending services; financial valuation of personal property and real estate; financing services, namely, financing housing for moderate income citizens; Internet consumer finance services; lease-purchase financing; lending services, namely, commercial and consumer lending services; loan financing; subordinated note sales; information services for all for the foregoing provided via a global computer network