mortgage banking and mortgage lending; making first and second lien home loans, debt-consolidation and cash-out refinance first and second loans; debt consolidation services, namely, bill consolidation services and financial consultation in the field of debt consolidation; mortgage refinancing services; Internet-based mortgage banking services and mortgage loan origination; reverse mortgage lending; providing home purchase loans; servicing of mortgage loans; home equity loans

'bank':2,48 'base':46 'bill':29 'cash':18 'cash-out':17 'consolid':15,26,30,40 'consult':34 'debt':14,25,39 'debt-consolid':13 'equiti':66 'field':37 'financi':33 'first':7,21 'home':11,58,65 'internet':45 'internet-bas':44 'lend':5,56 'lien':10 'loan':12,24,52,60,64,67 'make':6 'mortgag':1,4,41,47,51,55,63 'name':28 'origin':53 'provid':57 'purchas':59 'refin':20 'refinanc':42 'revers':54 'second':9,23 'servic':27,31,43,49,61

real estate settlement services; real estate closing services

'close':7 'estat':2,6 'real':1,5 'servic':4,8 'settlement':3

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