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Goods & Services

Computer, namely, an electronic payment terminal with one or more of a magnetic card reader, contact integrated circuit (IC) card reader, non-contact integrated circuit (IC) card reader/writer, and barcode reader, which can read information from the above mentioned cards and communicate with other information devices; Downloadable computer software for mobile phones, handheld computers, namely, software for processing of electronic transfer of funds, electronic payments through electronic money or credit cards

Electronic funds transfer and payment services involving electronic processing and subsequent transmission of bill payment data; Payment settlement on behalf of the electronic money user, namely, electronic payment services by which utility customers may apply money from various sources for payment of energy costs; Electronic processing of electronic funds transfer; Processing of electronic payments through credit cards; Credit card services; Debt settlement on behalf of the credit card user; Money transfer and credit card payment via the Internet