FLUENT IN FINANCE

Owners

Goods & Services

registration services for credit cards, charge cards, cash cards, cheque guarantee cards, debit cards, payment cards, financial cards and purchase cards; administration of user incentive programs relating to the use of credit cards, charge cards, cash cards, debit cards, payment cards, financial cards and purchase cards

banking and insurance services, namely, insurance brokering services, actuarial services; real estate services, namely, valuations and financial appraisals of real property, real property acquisition and management services, rental, letting and lease of properties, rental of office space; financial administration services, namely, trustee services, charitable fund raising services; administration of mutual funds, mutual funds services; cash management services; factoring services; loan services, namely, mortgage services; mortgage broking services; bail bonding services; credit services, namely, lease purchase financing, credit card, charge card, cash card, cheque guarantee card, payment card and debit card services; registration services for credit cards, charge cards, cash cards, cheque guarantee cards, debit cards, payment cards, financial cards and purchase cards; card and cash replacement services; user incentive schemes relating to the use of credit cards, charge cards, cash cards, debit cards, payment cards, financial cards and purchase cards; processing of data relating to card transactions and other payment transactions; provision of finance, money exchange and money transmission services; foreign currency exchange services; merchant banking and investment banking services, namely, investment and savings services, investment management services, brokerage of bonds, securities, commodities and futures; market making services, securities valuation services, share underwriting services, securities lending services, dividend collection services, payment collection services, underwriting services, unit trust services, investment trust services, securities services, personal equity plan services; financial planning and investment advisory services, namely, investment and financial management services, financial research services, pension fund services, provision of financial information, electronic stock transfer services, safe-keeping, administration and valuation of investments; providing consultation; information and advisory services relating to all the foregoing

Legal services; computer services, namely, computer programming services for others, advisory services relating to all the foregoing