FNB FINANCIAL

Owners

Goods & Services

Banking services; administration of municipal and county government pension plans; financial services, namely, subordinated debt and note issuances; capital investment consultation and advice; electronic and interactive financial services, namely, investment and trust company services; financial analysis and consultation; financial and investment management; financial information in the nature of rates of exchange, financial exchange; financial information in the nature of financial forecasting and financial guarantee and surety; financial information provided by electronic means; financial investment advice and consultation; financing services; financial planning; financial portfolio management; financial portfolio management, namely, stock and bond portfolio management; financial portfolio management, namely, stock and bond portfolio management and advice; financial research; financial services, namely, capital investment consultation and management, capital investment consultation, equity capital investment; financial valuation of investment portfolio; fund investment consultation; funds investment; individual investment advisory services; internet investment and brokerage services; investment advice; investment consultation; investment management; savings account services, namely, money market account services; banking and financial information services for all for the foregoing provided via a global computer network