FNB HOME REHABILITATION PROGRAM

Owners

Goods & Services

Administration of savings accounts; administration of savings accounts, namely, of holiday and vacation club savings accounts; automated teller machine services; banking and financial services, namely, providing money market account service; banking services; banking services, namely, direct deposit services in the nature of electronic remote check deposit services; banking services, namely, night deposit services, namely, safe deposit box services for money deposits after regular banking hours; checking account services; consumer and commercial lending services; credit card services, namely, electronic debit card transaction processing; debit card services, namely, issuing prepaid debit cards; payment processing services, namely, credit card and debit card transaction processing services; processing of debit card payments; debit card services, namely, electronic debit card transaction processing; electronic interactive banking services, namely, electronic banking via a global computer network; financial analysis and consultation; financial clearing house services; financial securities exchange services; financial forecasting services; financial guarantee and surety services; financial information provided by electronic means; financial management services, namely, wealth management services; financial planning; financial portfolio management; financing services; financial services, namely, money lending; financial services, namely, financial administration of individual retirement account services in the nature of self-employed qualified retirement plans; financial services, namely, providing electronic remote check deposit services for deposit accounts; financial services, namely, rent security account maintenance in the nature of maintaining escrow accounts for rental property transactions; financial valuation of personal property and real estate; home equity loans; installment loans; online banking services; lease-purchase financing; loan financing; savings account services, namely, money market account services; money transfer, electronic transfer of money, electronic funds transfer; night deposit services, namely, safe deposit box services for money deposits after regular banking hours; online banking services, namely, providing an internet website portal in the field of financial transaction and bill payment processing services; providing financial information in the field of rates of exchange; safe deposit box services; savings account services; telephone banking services; consumer lending services; on-line consumer finance services, namely, consumer lending services; financing services, namely, financing to facilitate home ownership for moderate income citizens; internet consumer finance services, namely, financing services provided via the internet; lending services, namely, commercial and consumer lending services; subordinated note sales, namely, debt settlement services; banking and financial information services for all for the foregoing provided via a global computer network