FOLD DEBIT CARD

Owner

Goods & Services

Administration of consumer loyalty, incentive, and rewards programs that allow participants to earn and redeem rewards through use of physical and virtual credit, debit, charge, reward, and payment cards; promoting the goods and services of participating merchants by crediting rewards to user accounts upon purchases made with said cards; business marketing and promotional services, namely, developing and managing merchant-funded offers, rebates, and cash-back campaigns for cardholders; Promoting the goods and services of others by means of a loyalty rewards program featuring the issuance, allocation, and processing of rewards; compiling and analyzing transaction business data to optimize loyalty offers and promotional strategies; providing account management and customer-support services, namely, responding to customer inquiries, relating to the foregoing loyalty and rewards programs; business transaction risk management

Magnetically encoded, NFC-enabled, QR-code, and electronic-chip cards, namely credit, debit, charge, reward, and payment cards; blank electronic-chip cards, namely credit, debit, charge, reward, and payment cards for later encoding; downloadable software and mobile applications for issuing, activating, loading, storing, managing, and using physical and virtual credit, debit, charge, reward, and payment cards, for authorizing, authenticating, and securing card payments, and for earning, tracking, and redeeming rewards; downloadable software and mobile applications for account management, transaction monitoring, fraud detection, and real-time spending analytics relating to such credit, debit, charge, reward, and payment cards

Dispute resolution services

Providing temporary use of online non-downloadable software and application programming interfaces issuing, activating, tokenizing, storing, managing, and controlling physical and virtual credit, debit, charge, reward, and payment cards, for initiating, routing, processing, verifying, and authenticating card transactions conducted in-app, online, and at point-of-sale, for real-time fraud detection, risk scoring, spend controls, charge-back handling, and regulatory compliance monitoring, for maintaining user accounts and virtual wallets that hold, transfer, and redeem reward balances, and converting reward balances into bitcoin deposited to such wallets; authentication of data in the fields of transactions conducted with physical and virtual credit, debit, charge, reward, and payment cards; computerized fraud-detection and prevention

Financial services, namely, issuance of physical and virtual credit, debit, charge, reward, and payment cards; electronic authorization, clearing, settlement, and charge-back processing of transactions conducted with such cards; electronic funds-transfer and bill-payment services delivered via global computer and mobile networks; providing payment-processing and merchant-acquiring services for card transactions; checking, savings, and cash account services, namely, maintaining and providing user accounts virtual wallets, and deposit accounts for storing, transferring, redeeming and converting earned rewards, stored value, fiat, digital assets, and bitcoin; currency- and value-exchange services that convert cash-back or reward balances into bitcoin; financial transaction-risk management, and financial-information reporting services