computer programs and user and instructional manuals distributed as a unit for use in financial management, cash management and banking and financial transactions, namely, balance and transaction reporting, portfolio reporting, trade finance reporting, account and third party payments, electronic fund transfers, initiation of letters of credit and trade confirmations

'account':34 'balanc':25 'bank':20 'cash':17 'comput':1 'confirm':49 'credit':46 'distribut':8 'electron':39 'financ':32 'financi':15,22 'fund':40 'initi':42 'instruct':6 'letter':44 'manag':16,18 'manual':7 'name':24 'parti':37 'payment':38 'portfolio':29 'program':2 'report':28,30,33 'third':36 'trade':31,48 'transact':23,27 'transfer':41 'unit':11 'use':13 'user':4

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