FRA FINANCIAL GROUP

Owners

Goods & Services

Providing marketing, and public relations services for independent sales associates which they can use to build and market their individual businesses, namely, providing business card design services, marketing brochures, posters, one-sheet/fliers, and manuals for others, preparing radio and television advertisements for others, and media relations including press release distribution and press kit distribution; independent sales representative services in the field of financial services marketing; business development services, namely, assisting others in starting, running and building a business, by providing business opportunity systems manuals, membership agreements, sales agreements, compensation grids, and business rules and procedures; trade show management services, namely arranging for location, staging, speakers, entertainment and multimedia materials and providing for airfare credits and meals for attendees; Providing business operation, business administration and office functions for independent contractor's businesses, namely, providing human resource consulting services, accounting services, licensing administration services of the goods and services of others, advertising commission services in the promotion of products offered by carrier partners, management of customer service and response services for others

Investment consulting services, namely, advising individuals and businesses on a variety of financial issues; insurance brokerage services for cash-value life insurance, equity indexed universal life (EIUL), whole life, fixed annuities, and variable annuities; debt consolidation services; financial planning services; and retirement financial planning services