FRUGAL IS THE NEW BLACK

Owners

Goods & Services

Conducting educational programs, classes, Conferences, workshops and seminars in the field of credit, finance, household financial matters and general financial matters

Providing information in the field of credit, finance, household financial matters and general financial matters, via a website and a global computer network; financial services, namely, expense management, bill payment and presentment, debt assistance program, namely, debt management counseling, budget management tools, namely, providing online financial calculators for debt information, expense saving service, namely, providing cost information on loan products for expense categories, revenue management services, online account aggregation, and providing financial information, namely, library of information and articles respecting managing finances and tools for quantifying, calculating and categorizing debt and expenditures; financial services, namely, expense management, bill payment and presentment, debt assistance program, namely, debt management counseling, budget management tools, namely, online financial calculators, expense saving service, namely, providing cost information on loan products for expense categories, revenue management services, online account aggregation, and provision of content library of information and articles respecting managing finances and tools for quantifying, calculating and categorizing debt and expenditures, via a global computer network; financial services, namely, miscellaneous mortgage products, namely, mortgage servicing; mortgage collection; mortgage lending; correspondent lending; mortgage banking; title insurance brokerage services; insurance underwriting services for all types of insurance; mortgage brokerage services; mortgage foreclosure prevention counseling; other financial products and services, namely, providing personal loans; providing bridge loans; government debt negotiation and settlement services, namely, negotiation of debt repayments with the government on behalf of clients owing such debts; financial counseling; financial consulting; debt collection and prepaid purchase card services, namely, processing electronic payments made through prepaid cards; discount brokerage services; credit reporting and rating services, namely, credit report monitoring and re-scoring; providing information in the field of credit, finance, household financial matters and general financial matters, via television and radio

books, magazines, newsletters and brochures in the field of credit, finance, household financial matters and general financial matters