The acronym for Home Buyer Advocates, a registered trademark of HBAUSA.com Inc., successor by merger to HBAUSA.com Inc., a Washington corporation, whose former name was Integrated Strategic Systems Inc. HBA represents the applicant's system for a computerized loan information service (CLIS) offering in an Internet and extranet format wholesale rate mortgage loans at par to the consumer with flat fees regardless of loan amount, coupled with a home buyer's commission discount.

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HBA

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