Providing discounts to members of applicant's program through the use of electronic coupons; banking services, such as providing checking and savings accounts, and credit card, debit card, and ATM card services; insurance services, namely underwriting health, retirement, life, disability, and annuity, and financial planning.

'account':23 'annuiti':42 'applic':6 'atm':30 'bank':15 'card':26,28,31 'check':20 'coupon':14 'credit':25 'debit':27 'disabl':40 'discount':2 'electron':13 'financi':44 'health':37 'insur':33 'life':39 'member':4 'name':35 'plan':45 'program':8 'provid':1,19 'retir':38 'save':22 'servic':16,32,34 'underwrit':36 'use':11

Banking and financial software in the field of customer loyalty/rebate program system software

'bank':1 'custom':9 'field':7 'financi':3 'loyalty/rebate':10 'program':11 'softwar':4,13 'system':12

HERO

Owner

Goods & Services