HIGHER GROUND

Owners

Goods & Services

Cost containment for employers in the areas of workers' compensation, auto/general liability and real and personal property insurance claims and consulting related thereto

Safety training in the field of personal accident prevention, and developing training programs related thereto, in the insurance industry; training in the field of personal accident experience review for insurance claim purposes

Insurance claims administration and management in the fields of workers' compensation, unemployment compensation, auto/general liability, real and personal property liability claims, and self-insured employee benefits; insurance consultation services, namely, consulting for employers in the areas of workers' compensation, auto/general liability and real and personal property claims; alternative risk management financing consultation; insurance consultation services regarding insurance risk acceptance, establishing captive insurance accounts, captive insurance claim administration, and alternative risk financing services; insurance administration services for group insurance rating programs in the field of workers' compensation; providing insurance-related information over the Internet

Providing temporary use of on-line non-downloadable software for insurance claims management and medical fee bill payment purposes that adjust bills to state fee schedules and PPO guidelines for reporting purposes; computer software development for the insurance industry

Investigation services relating to maritime workers compensation insurance claims